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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5720 Beach Dr , Panama City, FL 32408
$227,500
Est. Payment: $1,153.84/mo
2 Bed
3 Bath
1158 Sqft
Status: pending | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**Multiple Offers Exists/ Please submit your Highest and Best Offers before 1PM CST on Monday July 20th.** Just a quarter mile from Public Beach Access #11, this two-bedroom, two-and-a-half-bath townhouse puts sandy toes and salty air within an easy reach. Grab the golf cart because this is that kind of laid-back neighborhood, and getting to the water couldn't be simpler. Downstairs you'll find a roomy living area that flows into the kitchen and dining space, plus a handy half bath so guests don't have to trek upstairs. On the upper level, both bedrooms have their own full bathrooms, which means no more hovering outside the door waiting your turn. The primary even opens onto a private balcony, perfect for morning coffee or unwinding after a beach day. Outside, the privacy-fenced backyard gives you a little retreat of your own, and there's outdoor storage for all the paddleboards, coolers, and beach chairs. The paved driveway is generous enough for four vehicles, so parking is never a headache when friends roll in. Here's the exciting part. Short-term rentals are allowed with an approved application, so this one has real income potential in a beach town that stays busy year-round. Bring your vision and a few personal touches, and you've got a smart investment or a fun getaway. No homeowners association fees to worry about, either. You're close to Tootsies, Pier Park, and all the fun the coast offers. Opportunities like this near the beach don't linger long, so schedule your showing today and come see it for yourself. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.06

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Biltmore Beach

Listing ID

792661

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Tub Shower, Walk-In Closet(s), Utility Room

Exterior Features

Lot:Paved
Lot Dimensions:25.0 ft x 120.0 ft
Zoning:County, Resid Single Family
Roof:Shingle
Parking Features:Paved
Principal Interest
$1,154
Taxes
$250

Home Price

$227,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,153.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,153.84 $250.49 $0.00 $1,404.33
Yearly $13,846.04 $3,005.86 $0.00 $16,851.90
Total $415,381.35 $90,175.80 $0.00 $505,557.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS