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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5500 Beach Dr Unit 6 , Panama City, FL 32408
$229,000
Est. Payment: $1,265.19/mo
2 Bed
1 Bath
696 Sqft
Status: Active | Days on site: 105
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Harrison Lilly Team
Owner/Operator

House Description

If hearing the waves crash into the shore is what you want to hear when you open your windows.. THIS is the place you want to buy! This 2 bedroom 1 bath condo is freshly updated and ready for a new owner. Windows, HVAC and roof replaced 2019, water heater replaced 2023. HOA covers community pool, basic cable, garbage water/sewer and lawn service in this quiet beachside community. Location is ~900ft to the nearest beach entrance and complex is 1 block north of Thomas Drive. Close to Navy Base and many nearby restaurants and shopping centers. Washer and Dryer is included. Unit comes with an outside storage area and a small back yard that can be fenced with HOA permission. Call today and be living here in Summer 2026!!

Highlights

Listed by Lisa Felix , 850-348-1673 Full Sail Realty of NWFL , 850-348-1673. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Biltmore Beach

Listing ID

786606

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0 x 0
Sewer:Public Sewer
Principal Interest
$1,265
Taxes
$165
HOA
$0

Home Price

$229,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,265.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,265.19 $165.33 $0.00 $1,430.53
Yearly $15,182.30 $1,984.00 $0.00 $17,166.30
Total $455,469.13 $59,520.00 $0.00 $514,989.13

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS