*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Welcome to this charming Florida cottage, perfectly located just steps from public bay and beach access! This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfortable indoor living and fantastic outdoor space, with an open layout and plenty of natural light throughout. One of the biggest perks of this property is its location. Take a short stroll down the quiet street to the nearby public bay access with your kayak or paddleboard and enjoy a day on the water. It's practically bayfront living without the bayfront price tag! Just off the living room, the expansive 27' x 8' screened-in porch, added in 2021, is the perfect spot to enjoy your morning coffee or unwind in the evening. Step outside to the beautifully appointed backyard, where you'll find an 8' x 10' gazebo. Whether you're hosting a BBQ, entertaining friends and family, or simply enjoying a quiet evening outdoors, this backyard is made for enjoying the Florida lifestyle. A paver walkway and BBQ pad add even more functionality to the outdoor space. There is also an irrigation well pump that helps keep the lawn looking its best. There's also a convenient 6' x 9' storage area off the patio, along with a shed for additional storage. The home also offers numerous updates, including a metal roof (2017), HVAC (2017), water heater (2018), hurricane impact windows and front storm door (2020), updated plumbing to the street and home (2021), gutters (2021), a screened porch (2021), new bathroom vanities, brand-new walk-in laundry room storage cabinets, a new irrigation well pump (2025), and a newer refrigerator. The covered carport provides convenient parking and plenty of space for boat or outdoor equipment storage. Inside, the spacious primary bedroom features a convenient en-suite bathroom with a tiled walk-in shower. The second bedroom includes a built-in solid wood shelving unit in the closet, making it an ideal office, study, or guest room. A third bedroom provides a comfortable space for family or visitors. Perfectly situated near Gulf Coast State College, FSU Panama City, the Navy Base, shopping, dining, and recreation, this home offers an excellent combination of location, updates, and outdoor living. With the bay just steps away and a private, wooded backyard to enjoy, this is a fantastic opportunity to experience the best of the Florida lifestyle. Don't miss your chance to make this charming coastal cottage your own--schedule your showing today!