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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3705 W Hwy 98 , Panama City, FL 32401
$400,000
Est. Payment: $2,209.94/mo
0.5 Acres
Status: Active | Days on site: 23
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BSG4 - B4605
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

ZONED C-2 GENERAL COMMERCIAL Excellent price for a commercial corner. Prime property as you are entering Panama City from Panama City Beach. This property has so many allowable usages which include Restaurants, Retail, Auto Repair, & Business Professional. The parcel sides on 2 streets allowing for excellent ingress and egress. It is on the main corridor frontage as you drive past it as you head towards the popular Historic St Andrews. And let's not forget the revitalization of Downtown Panama City! MLS# 784718 The property adjoining this parcel on the East side can be purchase as well, which would create 1 full block and over an acre with 260 plus feet of Highway 98 frontage. Call listing agent for more information on either mls #784718
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Highlights

Listed by Andy G Gonsalves , 850-527-2639 Counts Real Estate Group Inc , 850-231-1483. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.5

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Bayview Add

Listing ID

795377

Questions about this listing?

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Interior Features

Exterior Features

Zoning:General Commercial
Sewer:Public Sewer
Principal Interest
$2,210
Taxes
$255

Home Price

$400,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.94 $255.00 $0.00 $2,464.94
Yearly $26,519.31 $3,060.00 $0.00 $29,579.31
Total $795,579.26 $91,800.00 $0.00 $887,379.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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