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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Bay Ave , Panama City, FL 32401
$235,000
Est. Payment: $1,298.34/mo
3 Bed
2 Bath
1136 Sqft
0.25 Acres
Status: Pending | Days on site: 3
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Harrison Lilly Team
Owner/Operator

House Description

Adorable started home , ready to move in ! No HOA fees ! If you looking for a clean and well -maintained Florida cottage - MUST SEE this house ! Its located at the quiet area and sits at the large size lot. House features the functional layout with 3 bedrooms , 2 bathrooms and living room /kitchen open area. The house was totally renovated 2018 : Roof , waterheater , interior walls , elecrtical and plumbing , windows, doors, insullation , lightliing, vinyl flooring, both bathrooms updated, new kitchen and bath cabinetry, stainess steel appliances. Kitchen has quartz countertops and kitchen island on the rollers , can be kept in the middle or move it back to the wall. House has original hard wood floors and vinyl plank floors throught the house. The large back yard with shed / storage The additional screen porch and laundry room with washer & dryer connections . The covered parking area on front and connected to the house and laudry room . Paved driveway make look clean and modern. Call your agent to schedule private showing!

Highlights

Listed by Irina Junbergs , 850-774-2880 Panhandle Real Estate , 850-522-8955. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

1952

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bayou Plat

Listing ID

795552

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:80.0 ft x 140.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,298
Taxes
$41

Home Price

$235,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$47,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,298.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,298.34 $40.67 $0.00 $1,339.01
Yearly $15,580.09 $488.06 $0.00 $16,068.15
Total $467,402.81 $14,641.80 $0.00 $482,044.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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