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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1141 Bay Ave , Panama City, FL 32401
$256,000
Est. Payment: $1,414.36/mo
3 Bed
2 Bath
1092 Sqft
0.11 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

New construction at an Affordable in the Panama CIty area. This is a 3 bedroom and 2 full baths with upgrades. Custom vinyl flooring throughout, stainless steel appliances, tankless water heater, and new washer and dryer included with the sale. The two bathrooms are fully custom upgraded. You have a large front porch. The back yard is large and plenty of room for kids to play. This is a perfect 1st time Homebuyer, Heroes, or Ship program where your down payment and closing cost is covered by Grants if you qualify. Don't miss this opportunity to buy this brand-new property. Located near hospitals, shops and excellent schools nearby Minutes from the beach and tourist areas. Make your appointment today.

Highlights

Listed by Mayrelis C Roman Davila , 850-691-9904 AMERICAN REALTY of Bay Co, Inc , 850-258-8440. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bayou Plat

Listing ID

795833

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:60.0 ft x 140.0 ft
Zoning:City, Resid Single Family
Principal Interest
$1,414
Taxes
$17

Home Price

$256,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,414.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,414.36 $17.28 $0.00 $1,431.64
Yearly $16,972.36 $207.37 $0.00 $17,179.73
Total $509,170.73 $6,221.10 $0.00 $515,391.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS