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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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284 Sukoshi Dr , Panama City, FL 32404
$470,000
Est. Payment: $2,383.75/mo
3 Bed
3 Bath
2587 Sqft
Status: active with contingency | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

UNDER CONTRACT/ SELLER ACCEPTING BACK UP OFFERS WATERFRONT WITH GULF ACCESS! This waterfront pool home sits perfectly placed on over a half acre on the Callaway Bayou. 3 Bedrooms and 2 1/2 bathrooms, with a massive open floor flan offers large windows that expertly frame the picturesque water view in your own back yard. Enjoy watching the dolphins and manatees in your backyard while relaxing in your pool. Or jump in your boat and dock for somewhere for dinner or a trip to shell island. Best part, No HOA! Seller has VA Assumable loan at 3% rate for qualified buyer. Home is in Flood Zone X, does NOT require Flood Insurance. Book your private showing today. Roof replacement- 2023 Water Heater- 2021 HVAC- 2019 (Hiller) Transferable Termite Bond

Highlights

Listed by Angela Hale , 850-252-5227 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.54

Year Built

1978

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bayou Estates

Listing ID

791241

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:104.0 ft x 230.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck, Dock, Outdoor Shower
Parking Features:RV Access/Parking
Principal Interest
$2,384
Taxes
$300

Home Price

$470,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,383.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,383.75 $299.63 $0.00 $2,683.38
Yearly $28,605.02 $3,595.50 $0.00 $32,200.52
Total $858,150.48 $107,865.00 $0.00 $966,015.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS