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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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342 Wahoo Rd , Panama City, FL 32408
$472,500
Est. Payment: $2,610.49/mo
3 Bed
2 Bath
2348 Sqft
0.28 Acres
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Bay Point, one of Panama City Beach's most sought after gated communities! Enjoy the exceptional Bay Point lifestyle with the Nicklaus Golf Course, Point South Marina, Hilton Bayside Resort, dining, tennis courts, playground and more. Just outside the community are the beautiful beaches of Panama City Beach, St. Andrews State Park, shopping, restaurants and multiple marinas. This spacious home offers an open floor plan with generous living and dining areas, along with a large formal living room featuring a wood-burning fireplace. Oak hardwood floors add character to the living and dining areas, with tile in the kitchen, laundry room, sunroom and bathrooms, and new carpet in the bedrooms.The spacious kitchen provides abundant cabinetry and plenty of room for future updates. Outside, the home features a private inground pool, generous outdoor living space, a large carport and ample driveway parking. This property is in need of repairs and updating and is being offered as an opportunity for the next owner to renovate and make it their own. With its spacious floor plan, private pool and desirable Bay Point location, this home has tremendous potential. Bring your vision and transform this property into a beautiful Bay Point home.

Highlights

Listed by Rhonda R Santora , 850-238-9031 MMK Topsell Properties LLC , 850-238-9031. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

1600 Annually

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

794759

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:113.0 ft x 190.0 ft
Others:
  • ▪ Additional:Deck
Sewer:Public Sewer
Principal Interest
$2,610
Taxes
$216
HOA
$1,600

Home Price

$472,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$94,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,610.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,610.49 $215.58 $1,600.00 $4,426.08
Yearly $31,325.93 $2,586.99 $19,200.00 $53,112.92
Total $939,778.00 $77,609.70 $576,000.00 $1,593,387.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS