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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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188 Marlin Cir , Panama City, FL 32408
$549,000
Est. Payment: $3,033.15/mo
3 Bed
2 Bath
1854 Sqft
0.23 Acres
Status: Pending | Days on site: 11
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BSGC - B5301,B5302,B5301,B5302
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

Completely Remodeled 3 Bed/2 Bath Home in Bay Point, Move-In Ready!! NEW ROOF with transferable warranty, New Water Heater, LVP throughout whole house, Solid Wood Shelving in all closets, New Paint Throughout Whole House, Smooth ceilings throughout (no popcorn), Remodeled Master Bathroom w/ multi-function shower system, New Appliances, Under-the-Counter Icemaker, Wine Fridge, All cabinets are new with soft close and new hardware and cabinet pulls, New light switches with dimmers and rectangular receptacles, LED recessed lighting, New window glass throughout the house, 2 new sliding doors, New Kitchen window, Horizontal blinds and New fans and light fixtures. If you're looking for a home where every major update has already been completed, this exceptional Bay Point West property is ready to impress. Bay Point is home to the only Nicklaus designed golf course in Northwest Florida and a full-service Marina, Point South. Take a short stroll to the Clubhouse, Marina, and local Bar/Grill for dining and socializing. Bay Point is not just a neighborhood, it's a Lifestyle.
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Highlights

Listed by Rob Kinney , 850-919-5301 and Courtney Kinney , 850-919-5302 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.23

HOA Fee

1650 Annually

Year Built

1989

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bay Point Unit 1

Listing ID

793109

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Convection Oven, Electric Water Heater, Ice Maker, Wine Cooler
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Coffered Ceiling(s), Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:63x49x123x105x81
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,033
Taxes
$196
HOA
$1,650

Home Price

$549,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,033.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,033.15 $195.82 $1,650.00 $4,878.97
Yearly $36,397.75 $2,349.89 $19,800.00 $58,547.64
Total $1,091,932.53 $70,496.70 $594,000.00 $1,756,429.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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