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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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100 Legend Lakes Dr , Panama City Beach, FL 32408
$799,000
Est. Payment: $4,414.36/mo
3 Bed
2 Bath
2617 Sqft
0.34 Acres
Status: Active | Days on site: 186
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Harrison Lilly Team
Owner/Operator

House Description

Beautifully maintained, single-level home with a private office/flex room offering the potential for a fourth bedroom--all within Bay Point, one of Panama City Beach's premier gated communities. Set on a lushly landscaped corner lot overlooking the Jack Nicklaus Signature Golf Course, this spacious residence blends privacy, comfort and effortless Florida living. The light-filled interior features soaring 10- and 12-foot ceilings, abundant natural light, multiple living areas and a flexible floor plan ideal for entertaining, working from home or accommodating guests. The generous primary suite enjoys peaceful golf-course views, while two additional bedrooms and the separate office/flex room provide plenty of space for family and visitors. Outside, mature oak and magnolia trees frame the fenced backyard and covered porch, creating an inviting setting for relaxing, dining and entertaining. Additional highlights include a two-car garage plus a dedicated golf-cart garage, extensive crown molding, wood and tile flooring, and pride of ownership throughout. Bay Point offers 24-hour gated security, championship golf, a full-service marina, waterfront dining and convenient access to Shell Island, St. Andrews Bay and the Gulf of Mexico. Whether you are searching for a full-time residence, a second home or an easy-to-maintain Florida retreat, this rare single-level property delivers space, privacy and an exceptional resort-style lifestyle--all without the stairs.

Highlights

Listed by Ashlie James , 850-628-1000 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

1650 Annually

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

786710

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Down Draft, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:177 x 85 x 177 x 85 approx
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$4,414
Taxes
$279
HOA
$1,650

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,414.36 $278.77 $1,650.00 $6,343.13
Yearly $52,972.32 $3,345.27 $19,800.00 $76,117.59
Total $1,589,169.57 $100,358.10 $594,000.00 $2,283,527.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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