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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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100 Legend Lakes Dr , Panama City, FL 32408
$799,900
Est. Payment: $4,056.52/mo
3 Bed
2 Bath
2617 Sqft
Status: active | Days on site: 158
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Single-Level Golf Course Living in Bay Point's Premier Gated Community Enjoy effortless one-level living on a beautifully landscaped corner lot overlooking the Jack Nicklaus Signature Golf Course. This meticulously maintained one-owner home offers the ideal blend of privacy, comfort, and the relaxed Bay Point lifestyle that retirees and second-home buyers love. The spacious single-story floor plan features soaring 10- and 12-foot ceilings, abundant natural light, multiple living areas, and a flexible private office that can easily serve as a fourth bedroom. The generous primary suite enjoys peaceful golf course views, direct access to the covered porch, and dual walk-in closets. A large family room opens to the kitchen and breakfast area, with additional living and dining spaces perfect for entertaining. Outdoor living is equally inviting with mature oak and magnolia trees, a fenced backyard, and tranquil golf course views. Additional highlights include a two-car garage plus dedicated golf cart garage, extensive crown molding, and true pride of ownership throughout. Located in Bay Point -- one of Panama City Beach's most sought-after gated communities -- residents enjoy 24-hour security, championship golf, a full-service marina, waterfront dining, and convenient access to Shell Island, St. Andrews Bay, and the Gulf of America. Whether you're looking for a full-time retirement home, snowbird retreat, or low-maintenance second home near the beach and marina, this single-level golf course property delivers the lifestyle without the stairs. Rare opportunity for easy Florida living in a secure, amenity-rich community.

Highlights

Listed by Ashlie James , 850-628-1000 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

1650 Annually

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

786710

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Down Draft, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:177 x 85 x 177 x 85 approx
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$4,057
Taxes
$279
HOA
$1,650

Home Price

$799,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,056.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,056.52 $278.77 $1,650.00 $5,985.29
Yearly $48,678.25 $3,345.27 $19,800.00 $71,823.52
Total $1,460,347.38 $100,358.10 $594,000.00 $2,154,705.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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