Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
View All (29)
property photo 1
property photo 2
property photo 3
4725 Bay Point Rd Unit 269 , Panama City, FL 32408
$218,900
Est. Payment: $1,209.39/mo
1 Bed
1 Bath
900 Sqft
Status: Active | Days on site: 151
Get Pre-Qualified
BSA2 - B1284
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR/1BA condo overlooks a peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art South Point Marina on Grand Lagoon. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away. Inside, you'll find stylish upgrades throughout--including Shiplap Accents, Sliding Barn Doors, Tile Plank Flooring, 2 Pantries, Quartz countertops and a 6' Long Kitchen Island. The entire condo was completely renovated in 2019. All appliances, including the HVAC and front-load washer/dryer, are less than six years old. The HVAC includes UV Air Purifier. Perfect for full-time living, a weekend escape, or a low-maintenance investment in a premier coastal community, with 2 restaurants in the community. The dimensions are estimated. Measure if important.
Show more

Highlights

Listed by Melisa Caporella , 404-317-2460 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

467 Monthly

Year Built

1974

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bay Point Studio Villas Unit 2

Listing ID

789497

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Convection Oven, Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater, Air Purifier
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity

Exterior Features

Lot Dimensions:0x0x0
Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,209
Taxes
$60
HOA
$467

Home Price

$218,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$43,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,209.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,209.39 $60.33 $467.00 $1,736.72
Yearly $14,512.69 $724.00 $5,604.00 $20,840.69
Total $435,380.75 $21,720.00 $168,120.00 $625,220.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS