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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4277 Kingfish Ln Unit 277 , Panama City, FL 32408
$339,500
Est. Payment: $1,875.69/mo
2 Bed
1 Bath
890 Sqft
Status: Active | Days on site: 71
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BREP - B10184,B6012
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Harrison Lilly Team
Owner/Operator

House Description

Wake up to breathtaking views of Grand Lagoon and unwind each evening with spectacular sunset views from your private waterfront retreat. This beautifully updated 2-bedroom, 2-bath Bayview condo offers the perfect blend of comfort, convenience, and coastal lifestyle. Boating enthusiasts will love the private dock access and ability to keep a boat just steps from the unit, making it easy to enjoy everything the water has to offer. Relax on the covered front deck overlooking a peaceful pond and the golf course, creating the perfect setting for morning coffee or evening cocktails. Inside, you'll find updated flooring throughout with no carpet, creating a clean, modern feel that's easy to maintain. The condo is being sold fully furnished, making it truly move-in or rental ready. An enclosed sunroom provides additional living space, and a previous owner even utilized a closet area for bunk beds, offering extra sleeping accommodations for guests. Additional updates include a new air conditioning system installed last summer, providing peace of mind for years to come. Whether you're searching for a primary residence, vacation getaway, or income-producing investment property, this waterfront Bay Point gem delivers the coastal lifestyle you've been dreaming of.

Highlights

Listed by Ashley Cutchins , 850-774-5487 and Bryce A Miller , 850-890-5887 Miller & Associates Realty , 850-249-6655. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1500 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Studio Villas Unit 3

Listing ID

791355

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,876
Taxes
$216
HOA
$1,500

Home Price

$339,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,875.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,875.69 $216.43 $1,500.00 $3,592.12
Yearly $22,508.26 $2,597.17 $18,000.00 $43,105.44
Total $675,247.90 $77,915.25 $540,000.00 $1,293,163.15

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS