Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
View All (40)
property photo 1
property photo 2
property photo 3
4725 Bay Point Rd Unit 167 , Panama City, FL 32408
$199,000
Est. Payment: $1,099.45/mo
1 Bed
2 Bath
900 Sqft
Status: Pending | Days on site: 43
Get Pre-Qualified
OCRINC - B10983,B12641
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

What a beauty! Renovated in 2022, this gorgeous condo is nestled inside the exclusive gated community of Bay Point in Panama City Beach, Florida. This 1-bedroom, 2-bathroom condo at Legends Villas offers a rare blend of privacy, luxury, and one of the most breathtaking views in Bay Point. From your windows, you'll enjoy sweeping views of a tranquil pond and the manicured first hole of the Jack Nicklaus-designed Golf Course at Bay Point Golf Club--a setting that rivals any Panama City Beach condo on the market. Both the Point South Marina and Bay Point Golf Club are just steps away. You can also enjoy nearby Neons Bar 72 for lunch and dinner, complete with live music on the patio several evenings a week. At the Bluegreen resort, you can indulge in a full line of spa services. Simply put, you don't have to go far from home to enjoy everything Bay Point has to offer. Whether you're searching for a Panama City Beach second home, a Gulf Coast investment property, or a low-maintenance retreat, this Bay Point real estate gem checks every box.
Show more

Highlights

Listed by Angela Outlaw , 334-465-9351 Outlaw Coastal Realty, Inc , 334-465-9351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1400 Quarterly

Year Built

1974

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bay Point Studio Villas Unit 2

Listing ID

794389

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range

Exterior Features

Lot Dimensions:NA
Sewer:Public Sewer
Principal Interest
$1,099
Taxes
$212
HOA
$1,400

Home Price

$199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,099.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,099.45 $212.30 $1,400.00 $2,711.74
Yearly $13,193.36 $2,547.55 $16,800.00 $32,540.91
Total $395,800.68 $76,426.50 $504,000.00 $976,227.18

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS