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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4725 Bay Point Rd Unit 154 , Panama City, FL 32408
$225,000
Est. Payment: $1,243.09/mo
1 Bed
1 Bath
900 Sqft
Status: Active | Days on site: 68
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Harrison Lilly Team
Owner/Operator

House Description

Look! It's your own slice of paradise in the prestigious gated community of Bay Point! This beautifully updated first-floor, one-bedroom, one-bath condo offers the perfect combination of comfort, convenience, and resort-style living. Since Hurricane Michael, this condo has seen numerous major upgrades, including new impact-rated sliding glass doors and windows, a new roof, and a new HVAC system installed in 2020, providing added peace of mind for years to come. Inside, you'll find a stylish, modern interior featuring luxury vinyl plank flooring, updated cabinetry, granite countertops, recessed lighting, and a beautifully renovated bathroom. Step outside and enjoy tranquil views of the sparkling pond and the first hole of the renowned Jack Nicklaus Signature Golf Course. Whether you're sipping your morning coffee or relaxing after a day at the beach, the peaceful setting is sure to impress. Bay Point is one of only a handful of gated communities on this end of Panama City Beach and offers 24-hour roving security, beautifully maintained grounds, and a golf cart-friendly lifestyle. Grab a bite to eat or unwind with friends at the on-site Neon's Bar & Grill, or take advantage of the nearby South Point Marina on Grand Lagoon for boating and waterfront adventures. Whether you're searching for a second home, a weekend retreat, or your own personal beach getaway, this fully furnished move-in-ready condo offers an exceptional opportunity to enjoy the Florida lifestyle in one of Panama City Beach's most sought-after communities.

Highlights

Listed by Patrick D Pate , 850-381-7273 and Kay H Pate , 205-382-0647 Beach Haven Realty , 770-596-6599. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1400 Quarterly

Year Built

1974

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Studio Villas Unit 2

Listing ID

793404

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,243
Taxes
$212
HOA
$1,400

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,243.09 $212.30 $1,400.00 $2,855.39
Yearly $14,917.11 $2,547.55 $16,800.00 $34,264.66
Total $447,513.33 $76,426.50 $504,000.00 $1,027,939.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS