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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4726 Bay Point Road D140 , Panama City, FL 32408
$240,000
Est. Payment: $1,325.97/mo
1 Bed
1 Bath
850 Sqft
Status: Active | Days on site: 42
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to effortless coastal living in one of Panama City Beach's most established and sought-after communities, Bay Point. This one-bedroom condo is ideally situated right on the marina at Point South Marina, offering the kind of boating lifestyle that is hard to find. Step right outside your door and be just moments from your sportfishing boat, making early-morning offshore trips, sunset cruises, and days on the water incredibly convenient. Perfect as a primary residence, second home, or low-maintenance Panama City Beach getaway, this condo gives you more time to enjoy the lifestyle and less time worrying about upkeep. Its one-bedroom layout makes it easy to maintain while still giving you your own place at the coast. Living in Bay Point puts some of the best amenities in Panama City Beach right at your fingertips. Enjoy marina boating at Point South Marina, golf, tennis courts, a spa, restaurants, and more, all located within the neighborhood. For beach lovers, the white-sand beaches of Panama City Beach are approximately five minutes or less away. For boaters and sportfishing enthusiasts, the location is especially appealing. Imagine waking up, walking out of your condo, stepping aboard your boat at the marina, and heading out for a day of fishing without having to trailer your boat or drive across town. When you're back at the dock, you're already home. If you're searching for a waterfront condo near Point South Marina, a Bay Point condo for sale, a low-maintenance

Highlights

Listed by The Wheeler Sauls Collective , 850-527-2275 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

345 Monthly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Harbour Villas

Listing ID

794624

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,326
Taxes
$175
HOA
$345

Home Price

$240,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$48,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,325.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,325.97 $175.34 $345.00 $1,846.31
Yearly $15,911.59 $2,104.09 $4,140.00 $22,155.68
Total $477,347.56 $63,122.70 $124,200.00 $664,670.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS