Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4726 Bay Point Road 149f , Panama City, FL 32408
$205,900
Est. Payment: $1,044.29/mo
1 Bed
1 Bath
850 Sqft
Status: active | Days on site: 164
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Boaters and Golfers delight! This ground floor unit is located within walking distance to the full service marina and to the clubhouse of the championship Nicklaus Golf Course! Unlike Legend Villas which has never allowed a deck, this unit has a 12'X32'' deck which is almost like and extra room. The deck faces east which means you have precious shade in the afternoons as you enjoy watching the golfers play the 6th hole of the Nicklaus Golf Course. The interior of the unit features a renovated kitchen with granite countertops, stainless steel appliances, and tiled flooring everywhere except the bedroom. The owner spends much of the year traveling so the appliances are barely used. The A/C unit and appliances were replaced in 2016 and are in perfect working order. The doors, windows, and exterior siding of this well maintained condo complex were replaced in the past few years. Located in the gated community of Bay Point with 24 hour gate and roving security, a championship Nicklaus Golf course, clay tennis courts, several restaurants, and a full service marina which is just a short boat ride to the Gulf of Mexico and the St Andrews Bay!

Highlights

Listed by Ray E Young , 850-832-9999 Bay Point Real Estate Co , 850-235-6966. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1035 Quarterly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Harbour Villas

Listing ID

786369

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:No land
Zoning:Resid Multi-Family
Others:
  • Additional:Deck
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$1,044
Taxes
$32
HOA
$1,035

Home Price

$205,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$41,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,044.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,044.29 $31.50 $1,035.00 $2,110.79
Yearly $12,531.43 $378.00 $12,420.00 $25,329.43
Total $375,942.94 $11,340.00 $372,600.00 $759,882.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS