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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4301 Bay Point Rd Unit 487 , Panama City, FL 32408
$319,000
Est. Payment: $1,762.43/mo
3 Bed
3 Bath
1700 Sqft
Status: Pending | Days on site: 63
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BKWS - B2218,B0671,B1343
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Harrison Lilly Team
Owner/Operator

House Description

Welcome! Come enjoy picturesque pond views overlooking the Jack Nicklaus Golf Course from this beautifully situated 3-bedroom, 2.5-bath home in the gated community of Bay Point. In addition to 3 spacious bedrooms, you'll find a versatile bonus room that can easily serve as a 4th bedroom, home office, hobby room, or extra storage. The open floor plan is perfect for everyday living and entertaining. Enjoy an updated kitchen that opens to your dining area and a spacious living room and large sun porch, all with beautiful views and lots of light. The sunporch is a great spot to extend relaxing and entertaining, or an inviting multi-functional space that could also serve as a light filled home office, exercise or hobby area. This golf villa has great outdoor spaces with pond and golf course views, including covered balconies off of two bedrooms, a large back deck, and also features a large front courtyard entry. The covered balconies and spacious back deck are the perfect places to sip a beverage, share a meal, or lounge with a book while taking in your tranquil setting. The welcoming courtyard entrance is a large space to make your own and also features additional storage closet. This turnkey golf villa is offered fully furnished and move-in ready for you - even the bikes stay! Bay Point is one of the area's premier gated communities, featuring 24-hour security, a championship Jack Nicklaus golf course, a full-service marina, on-site dining, and a variety of amenities, all just minutes from the beaches, shopping, and restaurants of Panama City Beach. Call today and make this your new home at the beach!

Highlights

Listed by Michele Morros , 850-258-9878 and Ann Wohlford , 850-624-6909 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2100 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Golf Villas III

Listing ID

792590

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Parking Features:Paved,Gated
Principal Interest
$1,762
Taxes
$292
HOA
$2,100

Home Price

$319,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,762.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,762.43 $292.01 $2,100.00 $4,154.44
Yearly $21,149.15 $3,504.11 $25,200.00 $49,853.26
Total $634,474.46 $105,123.30 $756,000.00 $1,495,597.76

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS