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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4300 Bay Point Rd Unit 429 , Panama City, FL 32408
$255,000
Est. Payment: $1,408.84/mo
2 Bed
2 Bath
1565 Sqft
Status: Active | Days on site: 12
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BDUN - B3535
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Discover the opportunity to make this 2-bedroom, 2-bath villa in Bay Point your own. Located in Panama City Beach, this inviting residence offers a comfortable layout with plenty of potential for a full-time home, second home, or investment property. The villa is being sold unfurnished, giving the new owner a blank canvas to create a space that perfectly reflects their personal style. With two bedrooms, two full bathrooms, and a desirable location within the Bay Point community, this property offers the ideal combination of comfort, convenience, and coastal living. Enjoy being close to everything Panama City Beach has to offer while coming home to the relaxed atmosphere of Bay Point. **Age, dimensions and square footage are approximate. Buyer should verify if important.**
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Highlights

Listed by Gary D Dunn , 850-814-4080 Portfolio Property Manangement Group LLC DBA Dunn Realty At Panama City , 850-588-8816. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1600 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bay Point Golf Villas I

Listing ID

795662

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Principal Interest
$1,409
Taxes
$247
HOA
$1,600

Home Price

$255,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,408.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,408.84 $247.16 $1,600.00 $3,256.00
Yearly $16,906.06 $2,965.95 $19,200.00 $39,072.01
Total $507,181.78 $88,978.50 $576,000.00 $1,172,160.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS