Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
View All (27)
property photo 1
property photo 2
property photo 3
5721 Howard Rd , Panama City, FL 32404
$265,000
Est. Payment: $1,464.09/mo
3 Bed
2 Bath
1438 Sqft
0.29 Acres
Status: Active | Days on site: 6
Get Pre-Qualified
FREA - B11056
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Welcome home to this beautifully updated brick home in a quiet, well-established neighborhood with NO HOA! Conveniently located near Tyndall Air Force Base, boat ramps, restaurants, schools, parks, and shopping, this home offers both comfort and convenience. Inside, the home has been thoughtfully updated with LVP flooring throughout, updated bathroom vanities and fixtures, and a spacious open living and dining area featuring a wood-burning fireplace. The home also offers a large two-car garage. Major updates include: 2021 roof and high-efficiency 2021 HVAC system with updated ductwork. As well as a new water heater in 2026. The fully paid-off solar panels are a fantastic bonus and help keep electric costs around $50/month, depending on usage. Outside, enjoy a large fenced-in backyard with plenty of room for kids, pets, entertaining, or simply relaxing. With thoughtful updates, energy-efficient features, a spacious backyard, and no HOA, this home is ready for its next owner!
Show more

Highlights

Listed by Bri Gambrell , 850-691-8588 Foundation Real Estate Agency LLC , 850-988-1618. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.29

Year Built

1980

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Bay Front Unit 2

Listing ID

796034

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:90.0 ft x 145.0 ft
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,464
Taxes
$180

Home Price

$265,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,464.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,464.09 $180.29 $0.00 $1,644.37
Yearly $17,569.04 $2,163.44 $0.00 $19,732.48
Total $527,071.26 $64,903.20 $0.00 $591,974.46

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS