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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7124 Hatteras Boulevard , Panama City, FL 32404
$265,000
Est. Payment: $1,343.89/mo
3 Bed
2 Bath
1972 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ASSUMABLE MORTGAGE WITH A 2.5% INTEREST RATE. A standout opportunity accompanies this spacious 3-bedroom, 2-bath home featuring the popular Boston floorplan, offering 1,972 heated and cooled square feet, a flexible bonus room, and a 2-car garage. The assumable mortgage is subject to buyer qualification, lender/servicer approval, and applicable loan terms. Built in 2019, this single-story home features an open-concept kitchen and family room designed for easy everyday living and entertaining. A versatile bonus room adds even more flexibility and can serve as a formal dining room, home office, workout space, playroom, hobby room, or whatever best fits your needs. Step outside to the back patio and enjoy the Florida sunshine surrounded by an established collection of fruit trees, herbs, and plants, including maple and mulberry trees, two lemon trees, a pomegranate bush, fig tree, blueberry bush, oregano, thyme, ginger, aloe, and pineapple sage. A 7.5' x 10' storage shed is also included and will convey with the property. The property is equipped with Ring cameras at the front door, on the back porch, and at the rear corner of the home. The rear corner camera includes an attached solar panel. An additional solar panel purchased for the back porch camera, along with the Ring camera batteries, is stored in the front room and will also remain with the property. Situated near a cul-de-sac with limited through traffic, the property is approximately 20 to 25 minutes from Tyndall Air Force Base and offers convenient access to shopping, dining, and everyday necessities. The surrounding community also features multiple ponds throughout the neighborhood. With a flexible floorplan, nearly 2,000 square feet of living space, immediate occupancy, and the opportunity to assume an existing mortgage with a 2.5% interest rate, this home offers a combination of space, functionality, and financing potential that is worth a closer look. Call your favorite Realtor® today to schedule a private tour and if important - buyer please verify all measurements.

Highlights

Listed by Lauren N Rygula , 850-358-7808 and The Shand Group , 850-867-7335 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

165 Quarterly

Year Built

2019

County

Bay

Area

05 - Bay County - East

Neighborhood

Barrett's Park

Listing ID

793371

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:53.0 ft x 120.0 ft
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,344
Taxes
$169
HOA
$165

Home Price

$265,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,343.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,343.89 $168.94 $165.00 $1,677.83
Yearly $16,126.68 $2,027.25 $1,980.00 $20,133.93
Total $483,800.55 $60,817.50 $59,400.00 $604,018.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS