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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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802 Baldwin Rowe Cir , Panama City, FL 32405
$227,500
Est. Payment: $1,153.72/mo
2 Bed
3 Bath
1562 Sqft
Status: active | Days on site: 247
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This 2-bedroom, 2.5-bath townhome in Panama City's Baldwin Rowe community offers a low-maintenance option within a gated neighborhood. With 1,562 square feet and an attached garage, the layout supports both everyday living and lock-and-leave convenience. The property is currently occupied and has a history of use as a primary residence. Inside, the main level includes a functional kitchen, dining, and living area with direct access to a screened porch. Both bedrooms are located upstairs, each with access to a full bath, along with a half bath on the main level for guests. The layout separates living and sleeping spaces for added privacy. The home is part of an HOA that covers common area maintenance and services, helping reduce exterior upkeep responsibilities. Utilities include public water and sewer, and the property is connected to standard cable and electric services. Outdoors, the screened porch provides a usable space for relaxing without full exposure to the elements. The attached garage adds storage and parking convenience, with additional community features available within the neighborhood. Located in the Bay County Central area, Baldwin Rowe offers proximity to everyday shopping, dining, and commuter routes. This property may appeal to buyers looking for a primary residence or a simplified ownership setup within a managed community. Upstairs, you will find both bedrooms along with a well-appointed laundry room and media room. The upstairs is carpeted throughout. Primary features an en suite bathroom with a double vanity for added luxury. Additional highlights include a one-car garage and proximity to the community clubhouse and pool, offering fantastic amenities for residents. The HOA fee conveniently covers trash collection, lawn maintenance, pool access, clubhouse use, accounting, and maintenance of common areas. All information and sizes are approximate; please verify if important.

Highlights

Listed by Ashton Wellborn , (448) 205-8830 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

580 Quarterly

Year Built

2007

County

Bay

Area

02 - Bay County - Central

Neighborhood

Baldwin Rowe

Listing ID

782645

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:19x45
Sewer:Public Sewer
Principal Interest
$1,154
Taxes
$192
HOA
$580

Home Price

$227,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$45,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,153.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,153.72 $191.75 $580.00 $1,925.47
Yearly $13,844.61 $2,301.00 $6,960.00 $23,105.61
Total $415,338.20 $69,030.00 $208,800.00 $693,168.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS