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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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402 Baldwin Rowe Cir , Panama City, FL 32405
$219,900
Est. Payment: $1,115.29/mo
2 Bed
3 Bath
1562 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautiful 2-bedroom, 2.5-bath townhome in the highly desirable gated community of Baldwin Rowe. Ideally positioned between Panama City and Lynn Haven, this inviting home offers convenient access to excellent schools, shopping, dining and parks. The bright, open-concept floor plan creates a comfortable setting for both everyday living and entertaining. The kitchen features a breakfast bar, generous cabinet and pantry storage. Hardwood flooring, crown molding, updated fans and lighting add warmth and character throughout the main living area, while the sliding glass door opens to a peaceful screened patio, an ideal place to enjoy your morning coffee or unwind at the end of the day. Upstairs, both spacious bedrooms offer the privacy and convenience of their own bathrooms. The primary suite includes a private en suite bath, double vanity, walk-in closet, and thoughtful storage. A versatile loft or den provides additional space for a home office, reading area, or second living room, while the conveniently located upstairs laundry makes daily routines easier. Baldwin Rowe offers an exceptional low-maintenance lifestyle with a community pool, large clubhouse, scenic ponds, nearby guest parking, and a courtesy officer living on the premises. The HOA includes lawn care, landscaping, trash service, maintenance of common areas, access to the pool and clubhouse, and more, allowing you to spend less time on upkeep and more time enjoying your home. With its desirable location, attractive updates, flexible living space, and wonderful community amenities, this townhome is one you will not want to miss. The seller is motivated, so contact your Realtor today to schedule a private showing. All information and measurements are approximate and should be verified if important.

Highlights

Listed by Steve Davis , 850-832-2929 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

580 Quarterly

Year Built

2007

County

Bay

Area

02 - Bay County - Central

Neighborhood

Baldwin Rowe

Listing ID

792838

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Tub Shower, Walk-In Closet(s), Loft

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:19x45
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$1,115
Taxes
$140
HOA
$580

Home Price

$219,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$43,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,115.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,115.29 $140.19 $580.00 $1,835.48
Yearly $13,383.50 $1,682.24 $6,960.00 $22,025.73
Total $401,504.87 $50,467.05 $208,800.00 $660,771.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS