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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8908 N Lagoon Dr , Panama City, FL 32408
$499,900
Est. Payment: $2,535.40/mo
3 Bed
2 Bath
1500 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This large lot is close to the beach, shopping , and entertainment. The nearly 3/4 acre parcel fronts North Lagoon Drive and Polly Ave. Bay County Planning and zoning indicates the lot can be divided and a quad plex can be built on the lot on Polly Ave. This must be verified by Buyer, Dividing the property, constructing a multi family dwelling on Polly Avenue along with a remodel and sale of the existing home could be very profitable. Another consideration is the value of the land. A divided lot with cleanup and teardown of the home could be profitable. The property is in need of major repairs and cleanup. Please be careful when viewing the property. The Seller must be present to direct a walkthrough. All measurements and home info. must be verified by Buyer. ALL OFFERS MUST BE CONTINGENT UPON COURT APPROVAL FOR SALE OF THE PROPERTY more pics coming soon
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Highlights

Listed by Steve Mullen , 850-814-1969 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.75

Year Built

1977

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

[No Recorded Subdiv]

Listing ID

794271

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2

Exterior Features

Lot Dimensions:90.0 ft x 200.0 ft plus 100 ft x 149 ft
Zoning:Resid Single Family
Roof:Asphalt
Principal Interest
$2,535
Taxes
$277

Home Price

$499,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,535.40 $277.33 $0.00 $2,812.72
Yearly $30,424.78 $3,327.90 $0.00 $33,752.68
Total $912,743.45 $99,837.00 $0.00 $1,012,580.45

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS