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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6907 N Lagoon Dr , Panama City, FL 32408
$589,900
Est. Payment: $3,259.11/mo
3 Bed
3 Bath
2110 Sqft
0.14 Acres
Status: Active | Days on site: 46
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BSTG - B3564
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to your ultimate COASTAL RETREAT with views of GRAND LAGOON! This stunning, new construction Coastal Craftsman masterpiece perfectly combines modern elegance with the relaxed Panama City Beach lifestyle. Step inside to discover a bright, sun-drenched sanctuary defined by soaring 10-foot ceilings, loads of windows, and glass doors designed to seamlessly bring the outside in. The gourmet kitchen is a chef's dream, beautifully appointed with premium Quartz countertops, stylish designer lighting, contemporary hardware and a custom RANGE HOOD. Engineered for the active coastal lifestyle, this property features an oversized garage plus a separate, dedicated parking space to easily store your boat, golf cart, and all your outdoor toys. Enjoy total freedom and unbeatable peace of mind with durable, low-maintenance Hardie board siding, low insurance costs, no required flood insurance, and no HOA fees. Located in a premier golf-cart-friendly community, you are just moments from a public boat launch, top-rated local restaurants, and the pristine shores of St. Andrews State Park. Whether you are looking for a private beachside sanctuary or a high-yielding Short-Term Rental (STR) investment, this turnkey property hits every mark. Schedule your tour today and start living the coastal dream!
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Highlights

Listed by Susan Morrison , 850-624-9696 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.14

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

[No Recorded Subdiv]

Listing ID

793415

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:80.0 ft x 77.0 ft
Roof:Metal
Others:
  • ▪ Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Electric Vehicle Charging Station(s),Garage,Garage Door Opener
Principal Interest
$3,259
Taxes
$376

Home Price

$589,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$117,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,259.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,259.11 $376.06 $0.00 $3,635.17
Yearly $39,109.35 $4,512.74 $0.00 $43,622.09
Total $1,173,280.51 $135,382.05 $0.00 $1,308,662.56

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS