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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5108 Blue Harbor Dr , Panama City, FL 32404
$475,000
Est. Payment: $2,624.31/mo
3 Bed
3 Bath
2358 Sqft
0.1 Acres
Status: Active | Days on site: 19
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BKWS - B10357
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Harrison Lilly Team
Owner/Operator

House Description

DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home!

Highlights

Listed by Melany Hathcock , 850-628-0253 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.1

HOA Fee

215 Monthly

Year Built

1999

County

Bay

Area

02 - Bay County - Central

Neighborhood

[No Recorded Subdiv]

Listing ID

795522

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:
  • ▪ Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0 x 0
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Lift, Dock, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$2,624
Taxes
$484
HOA
$215

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,624.31 $484.03 $215.00 $3,323.33
Yearly $31,491.68 $5,808.30 $2,580.00 $39,879.98
Total $944,750.37 $174,249.00 $77,400.00 $1,196,399.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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