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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4917 High Point Dr , Panama City, FL 32404
$525,000
Est. Payment: $2,900.55/mo
4 Bed
2 Bath
1876 Sqft
0.71 Acres
Status: Active | Days on site: 21
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2180 - B12236
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Harrison Lilly Team
Owner/Operator

House Description

Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

Highlights

Listed by Brian Clowdus , 256-504-3799 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.71

Year Built

1968

County

Bay

Area

04 - Bay County - North

Neighborhood

[No Recorded Subdiv]

Listing ID

794702

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Sitting Area in Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:85.0 ft x 205.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Boat Slip, Deck, Dock, Patio
Parking Features:RV Carport,RV Access/Parking
Principal Interest
$2,901
Taxes
$404

Home Price

$525,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,900.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,900.55 $404.28 $0.00 $3,304.83
Yearly $34,806.59 $4,851.33 $0.00 $39,657.92
Total $1,044,197.78 $145,539.90 $0.00 $1,189,737.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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