Assumable mortgage for qualified buyers! 3.375% with 26 years to go on the primary mortgage. 3622 Gaines St, Panama City, FL is a ranch style 3 bedroom 2 bath home on a large .6 acre lot with a privacy fenced back yard. The house has low maintenance brick siding and beautiful shade trees in the front yard to ease the cooling bill with the double paned windows. When it comes to parking, you get a 2 car attached garage, enough concrete driveway with a turn around for more than a few cars, and another detached oversized one car garage. Inside, you get large rooms including a living room with vaulted ceiling and woodstove insert in the brick fireplace. Kitchen has great cabinets, new fridge and new stove. The breakfast area with bay window has room for a large dining table and there is another dining room currently used as an extra bedroom. In the master bedroom you have plenty of room for big furniture and his and hers closets. The garden bathtub under the skylight is a place for tranquility. If you want a large yard, plenty of room for vehicles, all on a short quiet street, just minutes from schools and shopping, this is your new home.