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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3615 Phillips Ln , Panama City, FL 32404
$2,500
Est. Payment: $13.81/mo
2 Bed
2 Bath
2489 Sqft
0.96 Acres
Status: Active | Days on site: 9
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LCRLLC - B12006
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home! This charming and inviting home offers a wonderful blend of comfort, character, and versatility. The property features 2 traditional bedrooms plus 2 flexible bonus rooms, providing plenty of options to suit your lifestyle. Use the additional spaces as bedrooms, a home office, guest rooms, hobby spaces, or whatever best fits your needs. Outside, the property continues to impress with a detached two-car garage, ample parking, and a spacious yard with plenty of room to enjoy. A concrete slab with electric and water hookups adds even more versatility and is ideal for travelers, recreational vehicles, or additional outdoor use. The beautiful front porch offers a peaceful place to relax while overlooking much of the expansive yard. At the rear of the home, a screened-in patio provides another comfortable space to enjoy the outdoors while staying protected from the elements. Additional possibilities abound with the property's generous outdoor spaces and the attic/loft area above the garage, offering valuable flexibility for storage, hobbies, or other uses. With its charming character, spacious lot, versatile living spaces, and abundance of parking and outdoor amenities, this property offers a unique opportunity to make a house truly feel like home. PET FRIENDLY! The home is currently fully furnished, but the furnishings are negotiable. $100 off monthly rent for our military service members.

Highlights

Listed by Brittni Shisler-Smith , 850-758-8425 Legacy Coastal Realty, LLC , 850-716-6880. Bay County Association of REALTORS

Property Type

Residential Lease

Lot/Acreage
0.96

Year Built

1987

County

Bay

Area

02 - Bay County - Central

Neighborhood

[No Recorded Subdiv]

Listing ID

795928

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven

Exterior Features

Lot Dimensions:190.0 ft x 220.0 ft
Parking Features:RV Access/Parking,Unpaved
Principal Interest
$14
Taxes
$2

Home Price

$2,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $13.81 $1.59 $0.00 $15.41
Yearly $165.75 $19.13 $0.00 $184.87
Total $4,972.37 $573.75 $0.00 $5,546.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS