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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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314 S Berthe Ave , Panama City, FL 32404
$349,000
Est. Payment: $1,928.17/mo
3 Bed
2 Bath
1541 Sqft
0.3 Acres
Status: Active | Days on site: 18
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to this beautiful well-maintained home situated on 0.3 acre! This 3-bedroom 2-bathroom home with vaulted ceiling features a kitchen with stainless and black appliances, a living and dining with French doors that lead to a concrete patio where you can enjoy the spacious backyard, and a 1 car garage. Upgrades done in 2020 include a new roof, new windows, new HVAC, and new water heater. There is also a separate metal garage building that has power with 9ft roll up doors and 10/12 ft ceilings that have foam insulation also a side door entrance, perfect as a workshop or can be converted to an office space, apartment, etc. Conveniently located to schools, fine dining, shopping, and Tyndall AFB. Within 1/2 mile to Patterson Park and John B. Gore Park.

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 and Lisa Franklin , 850-832-9494 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1998

County

Bay

Area

02 - Bay County - Central

Neighborhood

[No Recorded Subdiv]

Listing ID

795515

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Walk-In Pantry

Exterior Features

Lot Dimensions:82.0 ft x 160.0 ft
Zoning:City, Resid Single Family
Roof:Shingle
Principal Interest
$1,928
Taxes
$160

Home Price

$349,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,928.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,928.17 $160.46 $0.00 $2,088.64
Yearly $23,138.10 $1,925.54 $0.00 $25,063.64
Total $694,142.90 $57,766.20 $0.00 $751,909.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS