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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21804 Marlin Ave , Panama City, FL 32413
$350,000
Est. Payment: $1,933.70/mo
2 Bed
1 Bath
1168 Sqft
0.11 Acres
Status: Active | Days on site: 14
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SSRL - B8402
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Harrison Lilly Team
Owner/Operator

House Description

INVESTMENT OPPORTUNITY on the west end of Panama City Beach! This 3-bedroom, 1-bath home offers approximately 1,168 heated and cooled square feet with NO HOA and SHORT-TERM RENTALS ALLOWED--giving buyers flexibility for vacation rental, long-term rental, second home, or primary residence. Situated on a 50' x 100' lot, the property is vacant and ready for immediate occupancy. With its west-end location, you're convenient to the beach, Pier Park, shopping, dining, entertainment, and all that Panama City Beach has to offer. At $350,000, this is an opportunity to get into the Panama City Beach market, add your own improvements, and create value. Whether you're looking for your next rental property, beach getaway, or renovation project, this one offers plenty of potential. NO HOA • SHORT-TERM RENTALS ALLOWED • 3 BEDROOMS • WEST END PCB • IMMEDIATE OCCUPANCY Bring your vision and take advantage of the possibilities!

Highlights

Listed by Alex Ismail , 850-851-8402 Guardian Real Estate Group LLC , 850-234-2151. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1975

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

795403

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1

Exterior Features

Lot Dimensions:50.0 ft x 100.0 ft
Principal Interest
$1,934
Taxes
$264

Home Price

$350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,933.70 $264.04 $0.00 $2,197.74
Yearly $23,204.40 $3,168.43 $0.00 $26,372.83
Total $696,131.85 $95,052.90 $0.00 $791,184.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS