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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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214 S Gay Ave , Panama City, FL 32404
$265,900
Est. Payment: $1,469.06/mo
3 Bed
2 Bath
1571 Sqft
0.28 Acres
Status: Active | Days on site: 21
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BSTG - B10571
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Well Maintained 3-bedroom, 2-bath home in the Callaway area, conveniently located close to Tyndall Air Force Base and just minutes from shopping, dining, schools, and everyday conveniences. Built in 1965, this home has been cared for over the years while receiving updates that give it a fresh comfortable feel. Inside, you'll find new ceramic tile flooring throughout and new epoxy countertops. The spacious floor plan features a separate living room, kitchen, and dining area, providing plenty of room for both everyday living and entertaining. Outside, enjoy the extra-large fenced backyard situated on a desirable corner lot. There's plenty of space for outdoor gatherings, pets, gardening, or creating your own private backyard retreat. A great location with easy access to Tyndall Air Force Base and everything the surrounding area has to offer.
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Highlights

Listed by Jo Lisa L Cochran , 706-983-9370 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.28

Year Built

1965

County

Bay

Area

02 - Bay County - Central

 Neighborhood

[No Recorded Subdiv]

Listing ID

795448

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:90.0 ft x 140.0 ft
Roof:Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,469
Taxes
$146

Home Price

$265,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$53,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,469.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,469.06 $145.82 $0.00 $1,614.88
Yearly $17,628.71 $1,749.80 $0.00 $19,378.51
Total $528,861.31 $52,494.00 $0.00 $581,355.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS