100% Financing Available with USDA Financing! Welcome home to 1439 1st Street in Panama City, FL -- a beautifully updated 3-bedroom, 2-bath home offering 1,475 square feet of thoughtfully designed living space on a spacious 50' x 150' lot, packed with custom finishes throughout. Step inside to find vaulted ceilings, arched hallways, and warm cedar accents that give the home a distinctive, elevated feel, along with custom millwork carried throughout the home. The kitchen is a true showstopper, featuring custom cabinetry and countertops, crown molding, a pantry, and upgraded white appliances finished with striking gold hardware. The island is finished in leathered titanium granite with quartz perimeter counters, and a custom pecky cypress hood range serves as the centerpiece. A custom-built pantry door in knotty pine with rain glass adds another layer of character, and a custom juniper mantel brings warmth to the living space. Luxury lighting fixtures carry the same elevated style throughout the home. The primary suite is a private retreat, featuring a rough-cut pine coffered ceiling, a juniper-surround soaking tub, leathered granite finishes in the en-suite bath, a custom tile shower, dual vanity, and a spacious walk-in closet with custom built-ins. A marbled tile shower and granite finishes carry the same craftsmanship into the hallway bathroom. Outside, the fully fenced backyard offers privacy and space to enjoy, complemented by a built-in sprinkler system and well-manicured landscaping. A paver driveway adds curb appeal, while the 24' x 16' pole barn provides excellent additional storage or workshop space -- perfect for hobbies, equipment, or extra vehicles.