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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1317 W 12th Street A , Panama City, FL 32401
$1,700
Est. Payment: $9.39/mo
3 Bed
2 Bath
1335 Sqft
Status: Active | Days on site: 36
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BKOE - B8725
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

This waterfront duplex stands alone on the western side of Lake Caroline. Now 11 years old, it was built by one of Bay County's premier homebuilders, Koehnemann Construction. Sound-proof features, 1,335 SF living area, 257 SF garage, & large attic storage. Split bedroom design with large master bedroom overlooking the lake, walk-in closet, & spacious walk-in shower. Ceramic tile floors in kitchen, baths & laundry. High elevation, 16' above sea level, no storm damage. Close proximity to St. Andrews, Lisenby Walking Park, Al Helms Dog Park, & Panama City Garden Club and walking track. Only 4 blocks from Beach Drive with public access to watch the sunset and a view of Shell Island and the State Park. Small pets will be considered with additional non-refundable pet deposit. **No Smoking**
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Highlights

Listed by Rick M Koehnemann , 850-769-3419 Koehnemann Realty , 850-769-3419. Bay County Association of REALTORS

Property Type

Residential Lease

Year Built

2015

County

Bay

Area

02 - Bay County - Central

 Neighborhood

[No Recorded Subdiv]

Listing ID

794492

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Free-Standing Electric Range, Free-Standing Refrigerator, Water Heater
Air Cond:Ceiling Fan(s),High Efficiency
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Attic, Coffered Ceiling(s), Double Vanity, Main Level Primary, Pantry, Pull Down Attic Stairs, Split Bedrooms, Walk-In Closet(s), Window Treatments

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:105.0 ft x 33.0 ft
Garage Capacity:3
Zoning:Resid Multi-Family
Roof:Asphalt
Principal Interest
$9
Taxes
$1

Home Price

$1,700

Loan Details

30 yrs
7.374%

Down Payment

20%
$340
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $9.39 $1.08 $0.00 $10.48
Yearly $112.71 $13.00 $0.00 $125.71
Total $3,381.21 $390.15 $0.00 $3,771.36

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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