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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1000 Beck Ave , Panama City, FL 32401
$3,195,000
Est. Payment: $17,651.91/mo
7618 Sqft
0.28 Acres
Status: Active | Days on site: 16
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Harrison Lilly Team
Owner/Operator

House Description

Sale Includes Two Parcels: 1000 Beck Ave (Parcel ID: 30039-000-000) 2912 W 10TH ST PANAMA CITY, FL 32401 and 1006 Beck Ave (Parcel ID: 30038-000-000). The Hub at 1000-1012 Beck Avenue presents a rare opportunity to acquire a fully restored, income-producing boutique retail property in the heart of Historic St. Andrews, one of Panama City's most walkable waterfront districts. Originally built in 1907/1925 and meticulously renovated between 2019-2021, with additional capital improvements completed in 2026, this ±7,618 SF landmark property blends historic character with premium modern finishes.

Highlights

Listed by Randy Butler , 850-896-1693 Bluewater Commercial LLC , 850-215-5809. Bay County Association of REALTORS

Property Type

Commercial Sale

Lot/Acreage
0.28

Year Built

1907

County

Bay

Area

02 - Bay County - Central

Neighborhood

[No Recorded Subdiv]

Listing ID

795669

Questions about this listing?

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Interior Features

Exterior Features

Principal Interest
$17,652
Taxes
$2,037

Home Price

$3,195,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$639,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,651.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,651.91 $2,036.81 $0.00 $19,688.73
Yearly $211,822.98 $24,441.75 $0.00 $236,264.73
Total $6,354,689.33 $733,252.50 $0.00 $7,087,941.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS