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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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419 Bay Shore Dr , Panama City Beach, FL 32407
$1,900,000
Est. Payment: $9,636.44/mo
5 Bed
4 Bath
4800 Sqft
Status: active | Days on site: 528
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Gulf of America deepwater access with 108' of waterfront! No HOA!! $200k Remodeling allowance. Boating/fishing and the deepwater access are a big draw to this property. The 9' deep channel is partially, privately owned by you and shared by your neighbors. There is a 10,000 lb. boatlift at your beautiful dock. Seller currently stores his 60' boat on this lift but has traditionally stored a 70' vessel. The dock area is equipped with a 50-amp electrical service. Historically, this neighborhood was part of a sawmill operation. This spectacular home was serviced and updated using Ramjack in 2014 and the pool area was Ramjack serviced in 2019. The driveway can easily hold 8 cars for memorable pool parties and cookouts. The 2-car garage has a decked attic and access stairs. There is also a curved driveway with a convenient carport. Additional insulation was added in the attic in 2014. In 2020, the roof was replaced including new 3/4'' decking. The 40 solar panels were purchased and paid off in 2021. Panels are direct feed with no battery back-up. A/C is comprised of 1-5-ton unit purchased 3 yrs ago and 2-2.5-ton units purchased 6 years ago. Seller says in the heat of the summer the cooling bill is under $100/month! Inside you'll enjoy beachy floor tile throughout and tasteful granite countertops in the spacious kitchen. Seller guesstimates $100k to modify and update the indoor pool area to his liking. This is part of why Seller is offering a $200k concession. The incredible views of the water from the kitchen, living room, formal dining room and bedrooms contribute to a lifestyle that only a few enjoy. This 5-bedroom 3.5-bathroom slice of paradise does not disappoint. Contact your favorite Realtor and set up a showing today!

Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1965

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Woodlawn Unit 2

Listing ID

766364

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker, PlumbedForIce Maker
Air Cond:Central Air
Fireplaces:Gas
Other:
  • Additional:Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:108x125
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Boat Lift, Deck, Dock, Patio
Parking Features:Paved
Principal Interest
$9,636
Taxes
$410

Home Price

$1,900,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$380,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,636.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,636.44 $409.83 $0.00 $10,046.27
Yearly $115,637.30 $4,918.00 $0.00 $120,555.30
Total $3,469,118.94 $147,540.00 $0.00 $3,616,658.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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