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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5225 Thomas Dr Unit 14 , Panama City Beach, FL 32408
$580,000
Est. Payment: $2,941.65/mo
2 Bed
3 Bath
1300 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this RARE, perfect beach getaway in beautiful Panama City Beach! SHORT STEPS AWAY rom the sugar-white sands and emerald waters!! This beautifully renovated 2-bedroom, 2.5-bath townhome offers the ideal blend of relaxation, convenience, and investment potential. With accommodations for up to 6 guests thanks to a sleeper sofa, this property is perfectly suited as a vacation home, second residence, or income-producing rental. Inside, you'll find updated finishes, comfortable living spaces, and a welcoming coastal atmosphere designed for memorable getaways. The well-maintained community features lush green space, a refreshing pool, and a peaceful setting just moments from the beach. Enjoy unbeatable location perks with two public beach access points just steps away, plus easy walking distance to the famous Schooners beachfront restaurant -- known as ''the last local beach club.'' Spend your days soaking up the sun,, fishing, or enjoying breathtaking sunsets right outside your door. Beyond the beach, Panama City Beach offers endless attractions and entertainment for owners and guests alike. Explore shopping, dining, nightlife or enjoy family adventures at Shipwreck Island Waterpark, or discover marine life and outdoor activities at St. Andrews State Park. From golf courses and deep-sea fishing to dolphin tours and live entertainment, there's something for everyone year-round. Whether you're searching for your own slice of paradise along the world-famous Emerald Coast or adding a strong performer to your real estate portfolio, this turnkey beach townhome is an opportunity you won't want to miss.

Highlights

Listed by Olivia C Sanchez , 850-319-4959 and The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2250 Quarterly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Windsong Condo Phase 1

Listing ID

789749

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Interior Steps

Exterior Features

Lot Dimensions:0X0
Zoning:City
Sewer:Public Sewer
Principal Interest
$2,942
Taxes
$415
HOA
$2,250

Home Price

$580,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,941.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,941.65 $415.00 $2,250.00 $5,606.65
Yearly $35,299.81 $4,980.00 $27,000.00 $67,279.81
Total $1,058,994.20 $149,400.00 $810,000.00 $2,018,394.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS