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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1407 Old Oak Trl , Panama City Beach, FL 32413
$490,000
Est. Payment: $2,707.18/mo
0.74 Acres
Status: Active | Days on site: 7
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Harrison Lilly Team
Owner/Operator

House Description

If you have been waiting for a great lot to come available in Wild Heron, the Reserve area... check this one out!! This .74 acre, corner lot is waiting for you to build your dream home!! Wild Heron is a rental restricted, gated, coastal sanctuary encompassing over 700 acres! Nature friendly, with incredible natural surroundings!! With access to Lake Powell, the largest coastal dune lake in North America!! Many amenities including a lake front pool and spa, lakeside boardwalk, Boathouse pavilion, walking trails, and fitness center! One of my favorite neighborhoods... and it will be yours too!! This lot is a must see!! Exterior architectural renderings of the home designed for this property are available to view for interested buyers!

Highlights

Listed by Wanda L Pitts , 850-259-9001 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.74

HOA Fee

750 Quarterly

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Wild Heron Phase XIII

Listing ID

792873

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Interior Features

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:0x0
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,707
Taxes
$404
HOA
$750

Home Price

$490,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,707.18 $403.58 $750.00 $3,860.76
Yearly $32,486.15 $4,843.00 $9,000.00 $46,329.15
Total $974,584.59 $145,290.00 $270,000.00 $1,389,874.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS