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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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339 Blue Sage Rd , Panama City Beach, FL 32413
$599,000
Est. Payment: $3,037.70/mo
5 Bed
3 Bath
2253 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to 339 Blue Sage Road, tucked inside the desirable Whisper Dunes community just half a mile from the Gulf. This craftsman-style home has been thoughtfully reconfigured from a 4-bedroom to a spacious and freshly painted 5-bedroom layout, offering flexible space for family, guests, or a home office. A brand new roof (2022) means peace of mind for years to come. Step through the striking red front door into a bright, open entry with crown molding and warm wood-look flooring flowing throughout the main living areas. Whisper Dunes is a well-kept, deed-restricted community offering residents a refreshing pool, walking paths, and full lawn maintenance included in HOA dues low-maintenance living just minutes from Pier Park, local shopping, and dining, with the scenic 30A corridor also a short drive away. Whether you're searching for a primary residence or a beach-area getaway, this home checks the boxes. The seller is motivated and open to creative terms. Bring your offer and let's talk!

Highlights

Listed by Zak C Kennedy , 850-582-7366 and Chris M Shelton , 850-896-2000 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

785.47 Quarterly

Year Built

2016

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Whisper Dunes

Listing ID

793731

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Heat Pump
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 114.0 ft
Roof:Composition,Shingle,Shake
Sewer:Public Sewer
Principal Interest
$3,038
Taxes
$492
HOA
$785

Home Price

$599,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,037.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,037.70 $492.14 $785.47 $4,315.31
Yearly $36,452.39 $5,905.67 $9,425.64 $51,783.70
Total $1,093,571.80 $177,170.10 $282,769.20 $1,553,511.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS