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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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323 Blue Sage Rd , Panama City Beach, FL 32413
$525,000
Est. Payment: $2,900.55/mo
3 Bed
2 Bath
1756 Sqft
0.15 Acres
Status: Active | Days on site: 1
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2180 - B0193
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to Whisper Dunes - located just a half mile from the World's Most Beautiful Beaches! Experience coastal living in this low maintenance 3 BR/2 BA immaculate home. Inside, the open floor plan offers hardwood floors, 8 foot doors with craftsman style trim, lots of natural light from the oversized windows. The primary suite features a trey ceiling, ensuite bath with walk in shower, tub, double vanities and a large walk-in closet. Two additional guest bedrooms with a full bath provides flexibility for guests, home office or family living. You will love the kitchen/dining area with all new stainless steel appliances, granite countertops, under-cabinet lighting and plenty of beautiful cabintry offering lots of storage. Enjoy the beautiful backyard with screened in porch, firepit and pergola - plenty of room outdoors for privacy and entertaining. The 2 car garage offers epoxy coated flooring for a clear durable finish. Whisper dunes is a well-kept, deed restricted community offering a large community pool, cabana, walking paths, and full lawn maintenance included in the HOA dues. Located close to Pier Park, ECP Airport, fine and casual dining, Scenic Hwy 30A, Camp Helen State Park, and more! All data and dimensions to be verified by buyer.
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Highlights

Listed by Linda B Lee , 850-319-8050 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

785.47 Quarterly

Year Built

2015

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Whisper Dunes

Listing ID

795169

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60.0 ft x 115.0 ft
Zoning:Resid Single Family
Roof:Shake
Others:
  • ▪ Additional:Fire Pit, Porch
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,901
Taxes
$418
HOA
$785

Home Price

$525,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,900.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,900.55 $418.45 $785.47 $4,104.47
Yearly $34,806.59 $5,021.43 $9,425.64 $49,253.66
Total $1,044,197.78 $150,642.90 $282,769.20 $1,477,609.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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