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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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300 Sand Oak Boulevard , Panama City Beach, FL 32413
$409,900
Est. Payment: $2,078.94/mo
3 Bed
3 Bath
2121 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Your Whisper Dunes villa awaits - this two-story 3BR/2BA home features a first-floor master, adaptable upstairs loft, and a private screened porch, all just minutes from the beaches, Pier Park, and 30A in Panama City Beach. Open, airy, and designed for everyday living, the first floor boasts 9-foot ceilings and a seamless flow between the living, dining, and kitchen spaces. The master suite features a large walk-in closet and a spa-inspired bath with double china vanities, granite countertops, a separate shower, and a garden tub. Upstairs, two additional bedrooms and a huge loft provide flexible space for a media room, playroom, home office, or guest retreat. A laundry room with cabinets adds convenience and extra storage. Recent updates make this home move-in ready: fresh interior paint, new LVP flooring upstairs, carpeted stairs replaced in 2023, and a newly installed screened enclosure in summer 2025. Additional features include a roof replaced in 2023, and HVAC replaced in 2024. Built to Energy Star Qualified standards, this home offers enhanced energy efficiency, water conservation, and improved indoor air quality. Whisper Dunes is a low-maintenance, pet-friendly community with HOA-covered landscaping, making yard care effortless. Located in the highly desirable West End of Panama City Beach, this home is close to top beaches, shopping, dining, Pier Park, 30A, and Northwest Florida International Airport - offering the perfect combination of comfort, convenience, and coastal lifestyle.

Highlights

Listed by Jacob Willenborg , 850-867-3301 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2011

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Whisper Dunes

Listing ID

787633

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:69X73
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,079
Taxes
$312
HOA
$0

Home Price

$409,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,078.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,078.94 $312.17 $0.00 $2,391.10
Yearly $24,947.23 $3,746.00 $0.00 $28,693.23
Total $748,416.77 $112,380.00 $0.00 $860,796.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS