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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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220 Laurel Oak Ln , Panama City Beach, FL 32413
$425,000
Est. Payment: $2,155.52/mo
3 Bed
2 Bath
1604 Sqft
Status: pending | Days on site: 290
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

SELLER SAYS SELL!!! New Price at $425,000 Discover the perfect combination of location and lifestyle at 220 Laurel Oak Ln This 3BR/2BA Samuel Taylor Bonita floor plan is the lowest-priced single-family home in Whisper Dunes. NEW ROOF 2026, Hurricane tie-down system, hurricane-rated garage door, and storm window coverings, plus a pre-listing inspection completed (3/31)--this home is truly move-in ready. Enjoy low-maintenance living with HOA covering lawn care (front & back), pest control, pool, pavilion, gazebo, and trash in this golf cart-friendly community just minutes to 30A, dining, and the airport. With the recent price improvement and major upgrades, seller expects strong interest--submit your best offer!
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Highlights

Listed by Jena N Buchanan , 229-854-6558 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

772 Quarterly

Year Built

2015

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Whisper Dunes

Listing ID

779188

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60x116
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$2,156
Taxes
$435
HOA
$772

Home Price

$425,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,155.52 $435.33 $772.00 $3,362.85
Yearly $25,866.24 $5,224.00 $9,264.00 $40,354.24
Total $775,987.13 $156,720.00 $277,920.00 $1,210,627.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS