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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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217 Blue Sage Rd , Panama City Beach, FL 32413
$449,000
Est. Payment: $2,277.01/mo
2 Bed
2 Bath
1742 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Whisper Dunes is a perfect beautifully maintained beach oasis on the West End of Panama City Beach. 217 Blue Sage Road is a 2 bedroom /2 full bath floor plan that also has a bonus room that can be used for a 3rd bedroom or office. The Kitchen features stainless steel appliances and oversized 36'' wood cabinetry with crown molding and granite countertops. Full bathrooms include raised height vanity's with tile flooring in bathrooms. There is a roomy 2 car garage and the roof was replaced in 2023! . The landscaping is included in the HOA dues and the sprinkler system is a must during the summer months..... & note the subdivision includes sidewalks, a beautiful community pool & pool cabana. Whisper Dunes is a golf cart friendly community in X Flood Zone and a short driving distance to the Gulf beaches, Pier Park, 30A, PCB Airport, restaurants and so much more. Come visit this home and neighborhood & see why the west end of Panama City Beach continues to attract so many people that want to call this area home!

Highlights

Listed by Chris Sause , 850-225-1591 Berkshire Hathaway HomeServices PenFed , 850-267-0013. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

785.47 Quarterly

Year Built

2016

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Whisper Dunes

Listing ID

794192

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop
Other:
  • Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:60.0 x 112.0
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$2,277
Taxes
$381
HOA
$785

Home Price

$449,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,277.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,277.01 $380.88 $785.47 $3,443.36
Yearly $27,324.08 $4,570.60 $9,425.64 $41,320.32
Total $819,722.43 $137,118.00 $282,769.20 $1,239,609.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS