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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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127 Sand Oak Boulevard , Panama City Beach, FL 32413
$315,000
Est. Payment: $1,740.33/mo
3 Bed
3 Bath
1560 Sqft
0.07 Acres
Status: Active | Days on site: 23
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Harrison Lilly Team
Owner/Operator

House Description

Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained home is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2023. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space.

Highlights

Listed by Jo Ellen M Grau , The Premier Property Group Seacrest Office , 850-213-5000. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.07

HOA Fee

Year Built

2009

County

Bay

Area

27 - Bay County

Neighborhood

Whisper Dunes

Listing ID

1011346

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Smooth Stovetop Rnge, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Zoning:Deed Restrictions
Others:
  • ▪ Additional:Patio Open
Sewer:Public Sewer
Principal Interest
$1,740
Taxes
$139
HOA
$0

Home Price

$315,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,740.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,740.33 $139.29 $0.00 $1,879.62
Yearly $20,883.96 $1,671.45 $0.00 $22,555.41
Total $626,518.67 $50,143.50 $0.00 $676,662.17

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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