Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

127 Sand Oak Boulevard , Panama City Beach, FL 32413
$315,000
Est. Payment: $1,740.33/mo
3 Bed
3 Bath
1560 Sqft
0.07 Acres
Status: Active | Days on site: 23
Get Pre-Qualified
BPPG - B10201
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained home is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2023. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space.

Highlights

Listed by Jo Ellen M Grau , 850-687-1662 The Premier Property Group , 850-213-5000. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.07

HOA Fee

830.1 Quarterly

Year Built

2009

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Whisper Dunes

Listing ID

794438

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Other:
  • ▪ Additional:Shower Only, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:21.0 ft x 146.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,740
Taxes
$139
HOA
$830

Home Price

$315,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,740.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,740.33 $139.29 $830.10 $2,709.72
Yearly $20,883.96 $1,671.45 $9,961.20 $32,516.61
Total $626,518.67 $50,143.50 $298,836.00 $975,498.17

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS