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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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769 Westwood Beach Cir , Panama City Beach, FL 32413
$549,900
Est. Payment: $2,788.99/mo
3 Bed
2 Bath
1500 Sqft
Status: active | Days on site: 109
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This beautiful new construction 3-bedroom, 2-bath home offers the ideal blend of coastal living, investment potential, and future flexibility. Perfectly positioned on the west end of Panama City Beach, the property is just 5 minutes from the Lake Powell public boat ramp, less than 5 minutes to Camp Helen State Park, approximately 10 minutes to Rosemary Beach and Scenic 30A, and about 15 minutes to Pier Park for shopping, dining, and entertainment. New nearby attractions, including Dolly Parton's Pirate Voyage and Topgolf, further enhance the area's long-term appeal. Designed with comfort and functionality in mind, the home features a bright open-concept layout, making it well suited for a primary residence, second home, or short-term rental. Interior finishes include durable LVP flooring, stylish tile accents, and abundant natural light throughout. Situated on a generous 0.22-acre lot with an impressive depth of approximately 130 feet, this property offers exceptional outdoor potential. The septic system is located in the front yard, leaving the expansive backyard perfectly positioned for a future private pool, outdoor living space, or custom enhancements—an increasingly desirable feature for both homeowners and investors. With a 1-year builder warranty and a prime location near beaches, boating, and 30A, this home delivers lifestyle, value, and long-term upside in one of the Emerald Coast's most sought-after areas.

Highlights

Listed by Amy L Killian , 850-381-5249 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Westwood Beach Estates

Listing ID

784974

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:75 x 130
Zoning:Resid Single Family
Roof:Metal
Principal Interest
$2,789
Taxes
$84

Home Price

$549,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,788.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,788.99 $83.83 $0.00 $2,872.82
Yearly $33,467.87 $1,006.00 $0.00 $34,473.87
Total $1,004,036.06 $30,180.00 $0.00 $1,034,216.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS