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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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745 Westwood Beach Cir , Panama City Beach, FL 32413
$299,900
Est. Payment: $1,656.90/mo
5 Bed
4 Bath
2044 Sqft
0.26 Acres
Status: Active Under Contract | Days on site: 10
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EREF - B10316,B12325
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Harrison Lilly Team
Owner/Operator

House Description

UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS >>>>>> Located on Westwood Beach Circle on the west end of Panama City Beach, this fully renovated property offers more than 2,400 square feet of total indoor living space with 5 bedrooms and 4 bathrooms overall. The main residence features 4 bedrooms and 3 full bathrooms, while the detached split-level studio provides an additional bedroom and bathroom, creating a flexible setup for a primary residence, second home, or short-term rental. Just minutes from Lake Powell and within convenient driving distance of the beaches of Panama City Beach and the communities along 30A, the property offers easy access to coastal recreation, dining, shopping, and entertainment. Inside the main residence, extensive renovations include new drywall with a knockdown finish, fresh interior paint, updated baseboards, doors and trim, and LVP flooring throughout. The remodeled kitchen features granite countertops, stainless steel appliances, new cabinetry, and an open connection to the den, where a wood-burning fireplace creates a comfortable gathering space. One of the four bedrooms in the main residence features its own exterior entrance, adding privacy and flexibility for guests. Additional living spaces include a sunroom, dining area, and flex space that can accommodate a second seating area, game room, office, or additional sleeping arrangements. The laundry room offers ample storage and folding space, adding convenience for everyday living, extended stays, and guest turnover. The primary bathroom has been fully renovated and features a tiled shower with glass doors, soaking tub, and double vanity. Additional improvements include a recently installed HVAC system, new water heater, and new roof. The detached split-level studio adds another layer of versatility to the property and includes a full bathroom, mini refrigerator, and space for sleeping and living furniture. This separate space is ideal for guests, extended stays, a private retreat, or additional rental accommodations. Exterior updates include new vinyl siding, fresh sod, an outdoor shower, and a storage shed ideal for beach gear, kayaks, property supplies, or an owner's storage area. A gazebo provides an additional outdoor space for relaxing and enjoying the coastal setting. With a 4-bedroom, 3-bath main residence, a detached 1-bedroom, 1-bath studio, more than 2,400 square feet of total indoor living space, extensive renovations, and a convenient west end Panama City Beach location near Lake Powell and 30A, this property offers exceptional flexibility for a variety of uses. Call a REALTOR® today to schedule a private tour. If important, please verify all measurements, square footage, rental eligibility, and information.

Highlights

Listed by Savannah J Shand , 850-867-7335 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.26

Year Built

1992

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Westwood Beach Estates

Listing ID

794809

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:87.0 ft x 135.0 ft
Zoning:Mobile Home, Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Outdoor Shower
Principal Interest
$1,657
Taxes
$99

Home Price

$299,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,980
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Monthly Price:
$1,656.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,656.90 $99.45 $0.00 $1,756.36
Yearly $19,882.85 $1,193.42 $0.00 $21,076.27
Total $596,485.55 $35,802.60 $0.00 $632,288.15

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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