Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

745 Westwood Beach Cir , Panama City Beach, FL 32413
$349,900
Est. Payment: $1,774.63/mo
4 Bed
2 Bath
1568 Sqft
Status: active | Days on site: 181
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Located on Westwood Beach Circle on the west end of Panama City Beach, this fully renovated property offers a strong layout and location well suited for short term rental use, a second home, or full time living. Positioned just minutes from Lake Powell and a short drive to Seaside and the beaches of Panama City Beach, the property provides easy access to both coastal and recreational amenities. A detached, split level bonus space adds additional rental or guest potential, featuring a bathroom, mini fridge, and space suitable for sleeping or living furniture. With multiple living zones, extensive updates, and a desirable west end location near Lake Powell, Seaside, and Panama City Beach, this property offers a versatile opportunity for buyers seeking a short term rental or coastal retreat. Significant interior improvements include new drywall with a knockdown finish, fresh interior paint, updated baseboards, doors, and trim, and LVP flooring throughout. The remodeled kitchen features granite countertops, stainless steel appliances, and new cabinetry, and opens to a den with a wood burning fireplace. A bedroom with its own exterior entrance is located just off the den, offering a functional setup for guest privacy and rental flexibility. Additional living areas include a sunroom, dining area, and flex space that can accommodate a second seating area or additional sleeping arrangements. The laundry room offers ample storage and folding space, supporting efficient turnover and longer guest stays. The primary bathroom has been fully renovated and includes a tiled shower with glass doors, a soaker tub, and a double vanity. Major system upgrades include a new HVAC system, new water heater, and new roof. Exterior improvements include new vinyl siding, fresh sod, an outdoor shower, and a storage shed that works well as an owner's locker or for storing kayaks and beach gear. A gazebo provides a comfortable outdoor space for guests to enjoy morning coffee or evening sunsets. Call a REALTOR® today to schedule a private tour. If important, please verify all measurements and information.

Highlights

Listed by Savannah J Shand , 850-867-7335 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.27

Year Built

1992

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Westwood Beach Estates

Listing ID

784655

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:IRREGULAR
Roof:Composition,Shingle
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Principal Interest
$1,775
Taxes
$99

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.63 $99.42 $0.00 $1,874.04
Yearly $21,295.52 $1,193.00 $0.00 $22,488.52
Total $638,865.64 $35,790.00 $0.00 $674,655.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS