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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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112 Riviera Dr , Panama City Beach, FL 32413
$1,050,000
Est. Payment: $5,801.10/mo
4 Bed
4 Bath
2613 Sqft
0.05 Acres
Status: Active | Days on site: 17
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EKSR - E36384
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

COVETED WEST END + GULF VIEWS + BEACH LIFESTYLE + INVESTMENT POTENTIAL = YOUR FUTURE BEACH HOME! Welcome to 112 Riviera Drive, a spacious three-story coastal retreat in the Coveted West End of Panama City Beach! It's quiet location away from crowds, is an 8 minute drive to Rosemary Beach, and a 15 minute drive to Pier Park! Lake Views behind the home with a firepit and fishing area offer private relaxation after a funday at the beach. Home features direct Pool Access to top it off! Offering approximately 2,613 square feet, this beautifully designed 4-bedroom, 3.5-bath home provides plenty of room for family, friends, and vacation guests. The home features a well-appointed kitchen that serves as the heart of the home. A convenient additional kitchenette, bunk room, private bedroom with ensuite on the first floor. Which adds flexibility for guests, extended family, or rental use. Enjoy beautiful Gulf views from the two large decks and the relaxed coastal lifestyle that makes Panama City Beach one of Florida's most desirable destinations. With short-term rentals allowed, this property offers an excellent opportunity for those seeking a personal beach retreat, vacation home, or income-producing investment. Whether you're looking for a place to make lasting family memories or an attractive addition to your investment portfolio, 112 Riviera Drive delivers the space, location, Gulf views, and coastal lifestyle you've been looking for!
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Highlights

Listed by Amanda L Charlesworth , 404-512-2524 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.05

Year Built

2005

County

Bay

Area

27 - Bay County

 Neighborhood

West End

Listing ID

1012255

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Level
Lot Dimensions:.045
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Converted Garage
Principal Interest
$5,801
Taxes
$992

Home Price

$1,050,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,801.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,801.10 $992.34 $0.00 $6,793.44
Yearly $69,613.19 $11,908.05 $0.00 $81,521.24
Total $2,088,395.55 $357,241.50 $0.00 $2,445,637.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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