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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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214 Sands St , Panama City Beach, FL 32413
$849,900
Est. Payment: $4,310.53/mo
3 Bed
3 Bath
1740 Sqft
Status: active | Days on site: 107
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Harrison Lilly
Owner/Operator

House Description

Welcome to 214 Sands Street, a beautifully upgraded Panama City Beach coastal retreat just steps from the Gulf and only a short golf cart ride to the sand, surf, dining, shopping, and entertainment that make PCB one of Florida's most sought-after beach destinations. With a private heated gunite pool, stylish interior updates, and major improvements already completed, this 3-bedroom, 2-bathroom, 1,740-square-foot single-family home is ideal as a primary residence, second home, or income-generating vacation rental. From the moment you arrive, this home feels like the perfect beach escape. Inside, you'll find new LVP flooring throughout, all-new furniture, new Roku TVs, and a remodeled primary bathroom with a double vanity, walk-in shower, and owner's closet. Big-ticket upgrades have already been handled, including a 2022 roof, 2025 insulated windows, galvanized hurricane shutter system, 2025 upstairs HVAC, 2018 downstairs HVAC, and 2022 hot water heater, giving buyers peace of mind from day one. The backyard is the true showstopper. Added in 2025, the custom heated gunite pool transforms the property into a private resort-style oasis, perfect for enjoying the beach lifestyle year-round. Designed with a soft entry, 16-foot lounge bench, blue quartz marcite finish, LED lighting, remote-control pool system, saltwater chlorinator, Hayward gas heater, paver decking, coral rock landscaping, pet-friendly turf, new privacy fence, outdoor shower, storage shed, and pool equipment box, this outdoor space was built for relaxation, entertaining, and serious vacation rental appeal. After a day at the Gulf, rinse off in the outdoor shower, fire up the stainless steel propane grill, and unwind at the outdoor bar with TV and lighting while guests enjoy the heated pool. It is exactly the kind of private backyard experience beach buyers and vacation renters love -- close to the Gulf, but with your own resort-style retreat waiting at home. Located near the beach, Pier Park, restaurants, shopping, entertainment, and Panama City Beach attractions, 214 Sands Street offers the best of coastal living with the expensive upgrades already completed. This is not just another beach house -- it is a move-in-ready, rental-ready Panama City Beach property designed for comfort, convenience, and unforgettable Gulf Coast living.

Highlights

Listed by Rachel N Warrell , 850-896-5899 eXp Realty, LLC , 850-896-5899. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Wells Gulf Beach Estates

Listing ID

789113

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Electric Cooktop, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:50x117
Zoning:Resid Single Family
Others:
  • Additional:Patio, Fire Pit, Outdoor Kitchen, Outdoor Shower
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$4,311
Taxes
$379

Home Price

$849,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$169,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,310.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,310.53 $379.08 $0.00 $4,689.62
Yearly $51,726.39 $4,549.00 $0.00 $56,275.39
Total $1,551,791.68 $136,470.00 $0.00 $1,688,261.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS