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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2605 Mystic Lane Po21 , Panama City Beach, FL 32408
$349,000
Est. Payment: $1,928.17/mo
2 Bed
2 Bath
1322 Sqft
Status: Active | Days on site: 229
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BSTG - B10780
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

PRICED TO SELL! BRING AN OFFER! WATER FRONT COMMUNITY located directly on St. Andrews Bay. WATERHAVEN is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher and wet bar. Water system added and HVAC replaced in 2020. The laundry/pantry door leads to the back-side parking and elevator. There is also extra storage for this unit conveniently located on the top floor. From the hardwood floors to the trey ceilings and crown molding throughout, you'll want to call this house your home. Enjoy the bay view lounging at the pool or enjoy a walk along one of the largest private piers in the area. Club house includes theater, meeting room, kitchen, fitness center and outdoor kitchen. HOA management office is also located in the Club House. Come see this one-of-a-kind community.
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Highlights

Listed by Tina L Gates , 850-238-2366 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2183 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Waterhaven

Listing ID

784806

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Water Purifier Owned, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Metal
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$1,928
Taxes
$335
HOA
$2,183

Home Price

$349,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,928.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,928.17 $335.17 $2,183.00 $4,446.34
Yearly $23,138.10 $4,022.00 $26,196.00 $53,356.10
Total $694,142.90 $120,660.00 $785,880.00 $1,600,682.90

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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